What Should I Do If the Insurance Company Offers Me Money After an Accident in Tampa?

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

If the insurance company is calling you with a settlement offer within days of your accident, that is not generosity. That is a strategy.

Insurance companies move fast after accidents for one reason: they want to close your case before you understand what it is worth. At that early stage, you likely do not know the full extent of your injuries. Symptoms from whiplash, soft tissue damage, and traumatic brain injuries often take days or weeks to fully appear. Medical bills you have not received yet, treatment you have not started, and wages you have not yet lost are all real losses that a quick settlement will not account for.

Here is what most accident victims do not realize: once you sign a release and accept a settlement, your case is over. It does not matter if your condition worsens. It does not matter if your doctor later discovers something more serious. You cannot go back.

What should you do if an insurance company contacts you after an accident in Tampa?

Do not sign anything. Do not give a recorded statement. And do not accept any payment before speaking with a personal injury attorney.

At Michael P. Maddux, P.A., we represent accident victims in Tampa and throughout Florida. Our team has experience going up against insurance companies that use these early settlement tactics, and we can help you understand what your case is actually worth before you make any decisions.

One phone call to our office could be the difference between a fair recovery and leaving thousands of dollars on the table.

Call Michael P. Maddux, P.A. at (813) 253-3363 or contact us online to get started.